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Finance Information


What is Prepaid Maintenance?
The best way to avoid expensive repair costs is to maintain your vehicle regularly. Prepaid maintenance is a convenient and affordable way for you to maintain your vehicle according to the owners manual maintenance schedule.

Why Purchase Prepaid Maintenance?
Prepaid maintenance was designed to eliminate high cost surprises and provide predictable maintenance costs. This program offers convenience to our customers with the best service at reduced prices.

Features and Benefits:

  • Do not VOID your warranty.
  • Perform factory recommended maintenance that covers all parts and labor (see owners manual).
  • Fulfill your obligation to perform proper maintenance during your warranty period keeping your warranty claims valid.

Increase Value

  • Increase the resale value by taking care of your asset.
  • Receive reduced prices for maintenance services.
  • Finance your vehicles maintenance costs over a year or more.

Better Budgeting

  • Eliminate the risk of high cost surprises.
  • Bring your vehicle in when needed, not only when you can afford to have it serviced.
  • Achieve peace of mind, so you do not get hit with a high bill.
  • Lock in current prices for parts and labor to avoid inflation.


What is an Extended Service Agreement (ESA)?
The extended service agreement will pay to repair mechanical breakdowns due to manufacturer defects after the manufacturer warranty expires.

Why Purchase an Extended Service Agreement?
Manufacturer warranties expire within a limited time for a reason. There are considerable repair costs expected after the factory warranty expires. Even if you are mechanically inclined, advances in technology require special tools and training to work on your vehicle.

Features and Benefits:

  • Nationwide Protection- Coverage is effective wherever you ride. Repairs can be performed by any authorized facility in the U.S. or Canada.
  • Transferable Protection- Increase the resale value of your vehicle by transferring your coverage to the next private purchaser.
  • Pick-up and Delivery Reimbursement- Pick-up and delivery reimbursement is convenient when a covered component fails and disables your vehicle. Pick-up and delivery charges up to $60 will be reimbursed.*
  • Travel Expenses 50/50- We will pay your meals and lodging expenses up to $225, for expenses incurred when your motorcycle has a failure of a covered component.*
  • Emergency Roadside Assistance- Unlike most service contracts, we provide coverage even if there is no service contract claim. Sign and Tow for: Towing assistance/ battery boost/ flat tire assistance/ gasoline, oil, fluid and water delivery service.
    *For features and benefits see contract for eligibility.


What is GAP Protection?
GAP protection will pay the difference between your loan balance* and the actual cash value (ACV) of your vehicle if your vehicle is declared a total loss due to collision or theft. Actual amount of claim may be affected by limits on the maximum loan balance covered** and other important conditions and exclusions. See contract for specific terms, limits and exclusions.

When do you Need GAP protection?
Most people owe more than their vehicle is worth for the first few years of ownership due to taxes, registration and fees. In addition, initial depreciation exceeds the amount of principal paid back during the first few years of the loan.

Planning to Pay off your Loan Early?
Good for you! However, the majority of GAP claims occur in the first 24 months of ownership. Purchase GAP now so you are covered when you need it most.

Will GAP Cover the Deductible?
GAP will cover your deductible up to pre-set limits***.

*Loan balance at time of loss. Revolving balances are calculated by re-amortized the initial loan balance using a 60 month term.
**The maximum loan balance covered is limited. Any amount in excess of the limit is not covered by GAP and is the responsibility of the borrower. See contract for specific limits.
***Deductible re-imbursement benefits are not available in all states. Ask your representative if this benefit is available where you live.


What is Theft Protection?Theft protection provides a permanent identification marking on your vehicle. If your vehicle is stolen and is not recovered within 30 days, you will received a replacement allowance in the amount of the actual cash value of your unit up to $2500, or $5000 to be used as a credit towards the purchase of a replacement vehicle. See contract for specific limits, terms and conditions.

Why do you Need Theft Protection?

  • Theft rates are on the rise- 70,613 motorcycles were stolen last year.
  • Protect yourself-Theft accounts for approximately 22% of all totaled motorcycles.
  • Dont become a statistic- There is a vehicle stolen every 20 seconds in the USA.
    With numbers like this, everyone needs Theft Protection.

How does it Work?

  • Your vehicle is marked with a permanent ID sticker that can be used to identify your vehicle and deter thieves.
  • If your unit is not recovered within 30 days, you will receive the replacement allowance up to the stated limits.
  • The replacement allowance is paid in addition to your primary insurance (if insured).
    Most primary insurance doesn't cover added parts and accessories - this does. To fully protect your customized vehicle, you need RPM Ones Theft coverage.


What is Road Hazard Tire & Wheel Protection?
Road Hazard Tire & Wheel Protection will reimburse you for expenses incurred to repair or replace tires and wheels damaged by road hazards including nails, pot holes, etc.
Limits apply - see contract for specific coverage and exclusions.

Given today's road conditions, picking up a nail or hitting a pot hole happens frequently. The tires used on new motorcycles are high-tech and expensive to replace. Ask your representative how much it would cost to replace your tires and wheels.
Protection includes towing reimbursement due to road hazard claims.

Add full roadside assistance to receive:

  • 24/7 towing and mechanical breakdown assistance
  • Fuel and water delivery Lockout/ lost key assistance
  • Emergency travel benefits Hotel and travel discounts

Need Financing?

Are you having trouble getting approved?
Just can't seem to get the motorcycle you want?
We have financing options that can get you on the road and riding in no time. Ask us for a special financing consultation.

Click Here for our easy online Financing Application.